
Happy Wednesday!




Good Morning & Happy Friday! Everyday is a chance to be better than you were the day before! So leave the past in the past and live for today because tomorrow is not promised to anyone! Take some time to enjoy life and do whatever makes you happy. Be safe and have a great weekend!

With the holiday season quickly approaching, are you ready for it? Every year people start rushing Halloween because they know the best holidays will soon follow! Me personally, I don’t care about Halloween… I am patiently waiting on my favorite holidays…Thanksgiving and Christmas! I look forward to family time and all of the great sales! This year has been challenging for some so with the big holiday being 80 days away, are you ready? Have you been saving all year or are you one of those last minute planners? If you have waited until the last minute and trying to figure out money then this may help you!
30 day money challenge can be a great way to save money for the holiday or just a great way to meet that 4 quarter savings goal! There are two different options to fit your financial situation. In 60 days you can save $480 or $1000 for the holiday or any other financial goals you may have! If you can accomplish this goal then you can use this chart to meet some other goals such as paying down debt, new car, vacation or new home! Just think…some people waste this type of money on fast food alone! So instead of buying dinner, how about we cook and apply that money to our savings goal!

Workout Suggestions !
I saw this on Pinterest and thought this would be a great post to share. So I guess you can call this Workout Wednesday ;-). This little video list 5 exercises that can be done while laying down watching tv. Some may look at this as being lazy and truth be told, it is but so what! I’m always looking for ways to become more active by me working from home. This can be done in the evening when we’re watching our favorite shows or right before bedtime. Exercise can also be used as a stress reliever for those that have really hectic days!
Beautiful Me Journal

This journal is for the journal heads that start their day with a nice cup of coffee, a journal & pen! This is also for the journal heads that enjoy journaling right before bed with a glass of wine! Whatever works for you, journaling is a way to write down your daily thoughts or a way to destress! Journaling can also be used for creative writing to help put some of those great ideas on paper. This will be the perfect gift for people that are dealing with life issues and need a release those feelings. This journal can be purchased on my website https:www.mskimmyb.com ! Happy Workout Wednesday & Happy Journaling!



Today is the first day of fall and I love this time of the year! I love the pretty colors and the weather, it’s not too hot and not too cold. This is comfortable & enjoyable weather that you can get out and enjoy more. This is also the last quarter of the year so if you haven’t started any of your annual goals this is your last chance! Every year people start off the year with new years resolutions that are forgotten along the way. So instead of setting annual goals, why not make quarterly goals because they may be easier to achieve? There are a lot of short term goals that can be achieved by the end of the year such as: 60 weight loss challenge, end of the year savings challenge, learn a new skills for a new job just to name a few! What are your fall goals or 4th quarter goals? There is still time to achieve them, all you have to do is try!

Always believe in yourself and go after what you want! Set higher goals and push yourself to conquer them! Reaching goals that you set for yourself are always more rewarding than goals set by others!